Terms of Use

Last updated: July 18, 2026

By using this website, you agree to these Terms of Use. If you do not agree, please do not use the site.

Informational service only

Karma Loans provides educational information and may connect visitors with independent financial-service providers. Karma Loans is not a bank, lender, broker, loan servicer, or credit-repair provider, and does not make credit decisions, issue commitments, or guarantee approval, rates, savings, or other outcomes.

Third-party providers and links

Offers, rates, eligibility requirements, and terms are determined by third parties and may change without notice. A link or display of an offer does not mean that every provider or product is available to you. Your use of a third-party site is governed by that provider's own terms and privacy notice.

Your responsibilities

You are responsible for reviewing all disclosures and final agreement terms, confirming that information you submit is accurate, and deciding whether a product is appropriate for you. Do not misuse the site, interfere with its operation, attempt unauthorized access, or use it for unlawful activity.

Intellectual property

The site's original text, design, branding, and software are owned by Karma Loans or its licensors and may not be copied or redistributed except as permitted by law or with written permission.

Disclaimers and limitation of liability

The site is provided on an “as is” and “as available” basis without warranties of accuracy, availability, fitness for a particular purpose, or non-infringement. To the fullest extent permitted by law, Karma Loans will not be liable for indirect, incidental, special, consequential, or punitive damages, or for decisions, losses, or disputes arising from third-party products or services.

Changes and contact

We may update these terms by posting a revised version. Continued use after an update means you accept the revised terms. Questions can be sent to info@karmaloans.com.